When you start driving and get a car you need to get insurance for yourself and your car. You will need to set up a policy with an insurance agent from an insurance company. This can seem to be a daunting task, especially when you are young and have never done it before. Here we will try to simplify the process to help you out and get you started.

Let's take a broad look at the situation. What are you looking for? You want a company and agent that gives you excellent coverage, only what you need and everything that you need, the lowest price possible, and excellent customer service. Keep these in mind when you begin to shop around. The first step is to get a quote from as many different companies as possible.

Look for the cheapest insurance companies and the insurance companies with the best coverage. Remember, the best coverage isn't going to be the most coverage. You don't want to get coverage that you don't need. Jot down what you think you're going to need as far as insurance coverage and decide what you would consider to be excellent coverage for you.

Narrow down the searches to those with the lowest price and the best coverage. These are not necessarily going to be the same, in fact, they probably won't be. Try to narrow it down to three to five companies. That is a good amount to start out with.

Look further into each of the three to five companies. Speak with an agent for each. Try to further judge how good the coverage, price, and customer service are. Talk with them and discuss adjusting insurance to your needs and try to figure out if they offer and discounts. Some discounts could be senior discounts, good student discounts, safe driving discounts, etc.

Once you've gone through your choices, you should have a good idea of what would be best. You might find you don't like any of them and you will have to go back to them. Hopefully this can help you out and help you to get the most affordable and best insurance coverage.