Nevada Car Insurance - Requirements You Must Know
If you own and drive a car, it is a given that you must have car insurance.
Since different states may have different requirements for the insurance, before deciding on getting one, you should know all the facts and information about the insurance laws in the state you are living in.
In doing so, you will not only protect yourself better, but will also understand the many choices that you have.
If you are living in Nevada area, these are some things that you should know.
The liability limits for Nevada car insurance laws is 15/30/10 - in the event of physical injury and property damage.
Each of the figures represents a dollar amount, so the 15 really is $15,000 and so forth.
In the event of bodily harm - you are required to have liability limits of $15,000 per person for any physical injury sustained and $30,000 for every accident.
However, you must remember that this the very minimum figure.
Most people prefer to have higher liability limits of around $100,000 and $300,000 for physical injury per person and accident.
Meanwhile, the minimum liability for any property damage is set at $10,000.
As for the popular liability limit for property damage, it is set at $50,000.
The insurance laws in Nevada give you the option to buy the car insurance as a combined single limit.
In such a case, the minimum limit of the insurance is $40,000.
In Nevada, it is not required to get car insurance that covers for medical expenses and payments.
However, it is encouraged to get one that does offer coverage for medical expenses and payments - in the event of accidents that cause injuries.
Realistically, if you have an accident you will want the insurance to cover for the medical treatment - instead of paying it from your own pocket.
Try to choose insurance that will give at least $5,000 in coverage of medical expenses.
These are just some basic things that you should know about getting your Nevada car insurance.
Talk more to your insurance agents about what types of insurance suit you the most.
Do not base your decision on price alone, as you will want to make sure you meet the requirements of your state.
Go for one insurance company that offers the best coverage and protection at the most reasonable price, while at the same time still meets the requirement in your Nevada state.
Since different states may have different requirements for the insurance, before deciding on getting one, you should know all the facts and information about the insurance laws in the state you are living in.
In doing so, you will not only protect yourself better, but will also understand the many choices that you have.
If you are living in Nevada area, these are some things that you should know.
The liability limits for Nevada car insurance laws is 15/30/10 - in the event of physical injury and property damage.
Each of the figures represents a dollar amount, so the 15 really is $15,000 and so forth.
In the event of bodily harm - you are required to have liability limits of $15,000 per person for any physical injury sustained and $30,000 for every accident.
However, you must remember that this the very minimum figure.
Most people prefer to have higher liability limits of around $100,000 and $300,000 for physical injury per person and accident.
Meanwhile, the minimum liability for any property damage is set at $10,000.
As for the popular liability limit for property damage, it is set at $50,000.
The insurance laws in Nevada give you the option to buy the car insurance as a combined single limit.
In such a case, the minimum limit of the insurance is $40,000.
In Nevada, it is not required to get car insurance that covers for medical expenses and payments.
However, it is encouraged to get one that does offer coverage for medical expenses and payments - in the event of accidents that cause injuries.
Realistically, if you have an accident you will want the insurance to cover for the medical treatment - instead of paying it from your own pocket.
Try to choose insurance that will give at least $5,000 in coverage of medical expenses.
These are just some basic things that you should know about getting your Nevada car insurance.
Talk more to your insurance agents about what types of insurance suit you the most.
Do not base your decision on price alone, as you will want to make sure you meet the requirements of your state.
Go for one insurance company that offers the best coverage and protection at the most reasonable price, while at the same time still meets the requirement in your Nevada state.
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