• Use travelers cheques, rather than cash on your trip.money makes money image by Andrey Andreev from Fotolia.com
  
  You plan to take a trip, but do not want to carry cash, checks or your credit cards while you travel. Another option is to purchase American Express Travelers Cheques. These Travelers Cheques are accepted all over the world in numerous locations, simple to use and help you stay within a budget.
  
  

Flexibility

• American Express Travelers Cheques come in a variety of currencies. Select from the United States dollar, Canadian dollar, Euro, Australian dollar, Chinese Yen, Pound Sterling and Japanese Yen. There is no need to worry about a constantly changing exchange rate because the rate will not alter when you purchase Travelers Cheques in another currency.
  
  

Save Money

• Most vacationers tend to overspend when carrying cash, credit cards or using checks on a trip. However, you can purchase a certain amount of Travelers Cheques and only spend the amount you bought. This forces you to stay within a particular budget and you are less likely to overspend. In addition, unlike credit cards and debit cards, there are no ATM withdrawal fees. Plus, you never receive late charges or overdraft fees or accumulate interest.
  
  

Protect Yourself

• You are less likely to become a victim of Identity theft when you opt to use Travelers Cheques. Unlike credit cards, debit cards and checks, Travelers Cheques have nothing to do with your personal information, such as a social security number or bank account. However, if your Travelers Cheques are stolen or misplaced, call the 24-hour customer service to have your money refunded anytime throughout the week.